Finance Your Florida Rental Portfolio
Long-term rental property loans designed for investors — not homebuyers. Qualify on cash flow, not personal income.
Rental Property Loans Built for Investors
Whether you're buying your first rental or expanding a multi-property portfolio, Atlantic Palms Financial has the financing to match your strategy. We specialize in DSCR loans, portfolio loans, and non-QM programs that let you qualify based on the property's income — not your tax returns.
"Scale your rental portfolio without the paperwork of conventional loans."
DSCR, portfolio, and non-QM programs — qualify on cash flow, not personal income.
Rental Property Financing Built for Investors
Single-Family Rentals
Finance SFR investment properties with DSCR or non-QM programs. No primary residence restrictions.
Multi-Family (2–4 Units)
Duplex, triplex, and fourplex financing using rental income from all units to qualify.
Short-Term Rentals
Airbnb and VRBO properties qualify using projected or actual STR income.
Portfolio Loans
Bundle multiple properties into a single loan to simplify management and improve cash flow.
No Tax Returns
DSCR and bank statement programs eliminate the need for personal income documentation.
LLC Vesting Available
Close in your LLC or entity for asset protection and portfolio organization.
How Rental Property Financing Works
Choose Your Program
DSCR, bank statement, or portfolio loan — we match the program to your property and goals.
Property Income Analysis
We evaluate the rental income (actual or projected) to determine qualification.
Minimal Documentation
No tax returns for DSCR. Bank statement programs use 12–24 months of deposits.
Fast Close
Close in 14–21 days and start collecting rent.
Common Questions
Ready to Finance Your Rental?
Let's find the right program for your property and goals. No tax returns required.
No obligation. I'll respond within one business day.