Important information

Licensing & Disclosures

The information below explains the mortgage brokerage relationship and important considerations for visitors to Atlantic Palms Financial.

Effective date:

Licensing information

Atlantic Palms Financial is a marketing brand. Mortgage financing is arranged through NEXA Mortgage, LLC, an independent mortgage broker (NMLS #1660690).

Kam Eubanks is a Mortgage Loan Originator, NMLS #1708368. Licensing information may be reviewed through the Nationwide Multistate Licensing System & Registry (NMLS) Consumer Access website.

Visit NMLS Consumer Access

Mortgage disclosures

No commitment to lend

Information on this website is for general educational and marketing purposes and is not a commitment to lend, extend credit, or guarantee a loan approval.

Approval and availability

All loans are subject to credit approval, underwriting guidelines, property appraisal, program eligibility, and the requirements of participating wholesale lending partners.

Rates and terms

Interest rates, fees, loan terms, and program availability may change without notice and vary based on borrower qualifications, property type, loan purpose, and market conditions.

Equal housing opportunity

Atlantic Palms Financial and NEXA Mortgage, LLC support equal housing opportunity and do not discriminate on the basis of any protected characteristic under applicable law.

No government affiliation

Atlantic Palms Financial and NEXA Mortgage, LLC are not affiliated with any government agency unless expressly stated in writing for a specific program.

Consent to Communicate & SMS Terms

By providing a phone number or email, you agree that NEXA and its agents may contact you using autodialed, prerecorded, or artificial voice calls, text messages, and emails. Consent is not required to obtain credit.

SMS: Reply STOP to cancel, HELP for help. Message and data rates may apply.

Service availability

Loan programs and licensing availability can vary by state and by program. Not every loan product is available in every location. Please contact Kam Eubanks to confirm availability for your circumstances and property location.

Questions about these disclosures?

For questions about licensing, loan programs, or these disclosures, contact Kam Eubanks directly.

This disclosure page is provided for general informational purposes. It does not replace individualized mortgage advice, loan disclosures, or documents provided during an application or loan process.