Investor Cash-Out Refinance Florida

Unlock Equity From Your Florida Investment Properties

Turn built-up equity into capital for your next acquisition. Cash-out refinance programs for rental properties, multi-family, and short-term rentals.

Overview

Cash-Out Refinance for Investors

A cash-out refinance replaces your existing mortgage with a new, larger loan — giving you access to the equity you've built. For Florida real estate investors, this is one of the most powerful tools to recycle capital and fund new acquisitions without selling existing assets.

"Your equity is working capital. Put it to work."

Access built-up equity without selling — and deploy it into your next acquisition or renovation.

Benefits

Why Investors Use Cash-Out Refinancing

Access Up to 75–80% LTV

Pull cash from your investment property up to 75–80% of the current appraised value.

No Tax Returns (DSCR)

Qualify on the property's rental income — not your personal tax returns.

Use Funds for Any Purpose

Fund new acquisitions, renovations, business expenses, or debt payoff.

Rental & STR Properties

Available for long-term rentals, Airbnb, VRBO, and other short-term rental properties.

LLC Vesting

Refinance in your LLC or entity for asset protection and portfolio organization.

Fast Closings

Close in 14–21 days with streamlined DSCR underwriting.

How It Works

How Investor Cash-Out Refi Works

01

Property Valuation

We order an appraisal to determine the current market value of your investment property.

02

Equity Calculation

Available cash = (Appraised Value × LTV%) minus existing mortgage balance.

03

DSCR Qualification

New loan qualifies on the property's rental income — no personal income documentation.

04

Close & Deploy Capital

Close in 14–21 days and deploy your equity into the next deal.

FAQ

Common Questions

Get Started

Ready to Unlock Your Equity?

Let's find out how much you can access and what you can do with it.

No obligation. I'll respond within one business day.